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The Importance of Insurance

Here at Alan & Thomas, we are committed to providing our clients with first class service and advice on their risk management and charity insurance programmes. We have a long standing relationship with the charity industry, and our team of trusted charity insurance advisers have first hand experience of this sector.

All charity trustees have a duty to protect the resources of their relevant charity or organisation, and charity insurance is usually the most appropriate way of securing these assets against any loss or damage. One way to protect the assets of a charitable organisation is to take out a specialist insurance policy that covers all the legal requirements and liabilities you need to address.

There are a range of different insurances that a charity can look to benefit from such as events insurance, buildings insurance or public liability insurance. Most of these are optional but demonstrate good practice which should be followed unless there is a valid reason not to. For more information on specific areas of charity insurance cover, please visit our 'Types of Cover' page.

It should be worth noting that some types of charitable activity are required to be insured by law. For example, charities that employ staff are required to possess employers' liability insurance and display the relevant certificate showing that a valid policy is in force. It is also advisable that a charity should treat any volunteers as employees to ensure they are covered by a similar type of insurance.

If you are considering taking out any type of charity insurance, Alan & Thomas can offer support when it comes to selecting the right policy for your needs. We have developed excellent working relationships with some of the UK's leading insurers in the field of charities and communities insurance to be able to provide you with high quality charity insurance at an affordable price.

Please call us today to speak to one of our charity insurance advisers on 01202 754900

Benefits of our Charity Insurance include:

  • Bespoke levels of Buildings and Contents cover
  • Underwritten by carefully selected panel of the UK's leading insurers
  • Dedicated charity insurance specialist to guide you through the process
  • Legal Expenses - covers solicitors' fees and expenses, cost of barristers and witnesses, court costs and opponents' costs if awarded against you
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

insurance for charities

Why Choose Alan & Thomas?

  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Free no obligation review and quotation
  • Talk to a dedicated insurance expert to guide you through the process
  • Bespoke levels of cover tailored to your individual requirements
  • Competitive premiums underwritten by the UK's leading insurers
  • Dedicated in-house claims team who will deal with any claim on your behalf
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services
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