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Hospital and Community Radios Insurance


If you run a hospital or community radio service, there are certain insurance covers that you’ll need to have in place to ensure your operations are properly covered for all eventualities. Our team of insurance advisers can offer expert advice and guidance as they have a wide range of community and charity based organisations as longstanding clients.

As an independent broker - not tied to any one insurer - we work with a large number of the UK's leading insurers who specialise in community and charity led organisations. We can offer extremely competitive premiums and can often negotiate discounts on rates and scheme enhancements on behalf of our clients.

Our standard insurance package for community and hospital radio services includes cover for buildings; contents including cover for property of employees, members and visitors; hired in property such as furniture and equipment; money cover including deception or false accounting by employees; business interruption; employers’ liability including volunteers; public and products liability; goods in transit and legal expenses.

We are also able to offer optional insurance cover including professional indemnity, loss of licence, personal accident, computer breakdown, refrigerated contents as well as trustees and directors’ indemnity.


Benefits of our Community & Bedside Radio insurance include:

  • Bespoke levels of Buildings and Contents cover
  • Underwritten by carefully selected panel of the UK's leading insurers
  • Dedicated insurance specialist to guide you through the process
  • Legal Expenses - covers solicitors' fees and expenses, cost of barristers and witnesses, court costs and opponents' costs if awarded against you
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

What next?

For an informal discussion and a free quotation for your community or bedside radio insurance, please call us on 01202 754900 or complete the quote request form on this page and we will contact you.

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About Alan & Thomas

Firmly established as one of the top 100 independent insurance brokers in the UK, we have been providing personalised insurance policies since 1975. Using a network of 37 independent brokers known as Brokerbility, our expert team can offer a local and personal service across the whole of the UK.

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Chartered Insurance Brokers

chartered insurance broker

Having been awarded the highly regarded title of "Chartered Insurance Broker" by the Chartered Insurance Institute (CII) back in 2007, we are currently the only independent broker in Dorset to have achieved this status.

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Why Choose Alan & Thomas?

  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Free no obligation review and quotation
  • Talk to a dedicated insurance expert to guide you through the process
  • Bespoke levels of cover tailored to your individual requirements
  • Competitive premiums underwritten by the UK's leading insurers
  • Dedicated in-house claims team who will deal with any claim on your behalf
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services
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