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Arts, Culture & Heritage Charities insurance


Here at Alan & Thomas, we have a specialist division that organises the insurance and risk management programmes for a wide range of heritage organisations that operate as a charity.

Arts and heritage is one of the least funded charitable sectors in the UK. However, charities that specialise in protecting the culture and heritage of the UK still succeed today, and they continue to build on existing events and support other organisations. They seek to bring together a diverse range of people to promote all aspects of art, culture and heritage and encourage people of all ages and backgrounds to experience something new.

Charities in this sector work to raise money to preserve and protect historic places, events and traditions so that they can still be enjoyed by future generations. In some cases, they help disadvantaged children experience art activities that they wouldn't normally have access to. The ongoing quality and depth of culture and heritage in the UK is recognised across the world as one of the biggest reasons why Britain is a great place to live.

We appreciate that the underlying aim of these types of charities is to help preserve artistic and cultural heritage, as well as celebrate the arts and our history. Whether you need to insure a museum, an art gallery, a performing arts club, library or historical society, our team of expert advisers will work with you to put together a tailored insurance programme that’s right for you.

We will undertake a comprehensive review of any existing insurance arrangements, both in terms of premium and covers, to ensure that you are adequately protected. As part of the review, we will highlight any gaps in your existing cover and offer any optional covers, which we think may be relevant to your activities. We will always seek to identify and present the most competitive insurance packages available to us.

We have established excellent working relationships with the UK's leading insurers in the field of charities and communities insurance so are confident we will be able to offer you a competitive programme of insurance cover.

Our charity insurance policies for arts, culture and heritage charities cover public and employers' liability, buildings and contents of the charity offices, equipment away from the premises, loss of revenue, trustee indemnity, fidelity, media risks, travel and worldwide activities.


Benefits of our Arts, Culture & Heritage Charity Insurance include:

  • Bespoke levels of Buildings and Contents cover
  • Underwritten by carefully selected panel of the UK's leading charity insurers
  • Dedicated charity insurance specialist to guide you through the process
  • Legal Expenses - covers solicitors' fees and expenses, cost of barristers and witnesses, court costs and opponents' costs if awarded against you
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services

What next?

For an informal discussion and a free quotation for your arts, culture & heritage charity insurance, please call us on 01202 754900 or complete the quote request form on this page and we will contact you.

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About Alan & Thomas

Firmly established as one of the top 100 independent insurance brokers in the UK, we have been providing personalised insurance policies since 1975. Using a network of 37 independent brokers known as Brokerbility, our expert team can offer a local and personal service across the whole of the UK.

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Having been awarded the highly regarded title of "Chartered Insurance Broker" by the Chartered Insurance Institute (CII) back in 2007, we are currently the only independent broker in Dorset to have achieved this status.

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Why Choose Alan & Thomas?

  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Free no obligation review and quotation
  • Talk to a dedicated insurance expert to guide you through the process
  • Bespoke levels of cover tailored to your individual requirements
  • Competitive premiums underwritten by the UK's leading insurers
  • Dedicated in-house claims team who will deal with any claim on your behalf
  • Payment of premium by monthly instalment available (subject to status)
  • Free access to online risk management services
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